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Reverse Mortgage Lender

Ken Andreas

Reverse Mortgage Manager

NMLS #169670

(713) 882-9799




Until recently, there were two main ways to get cash from your home. You would have to move or you could borrow against your home. If you borrowed against your home, you would have to make monthly loan repayments.

Now there is a third way of getting money from your home that does not require you to leave it or to make regular loan repayments.

What Is A Reverse Mortgage?

A “reverse” mortgage is a loan against your home that you do not have to pay back for as long as you live there. With a reverse mortgage, you can turn a portion of the value of your home into cash without having to move or to repay a loan each month.

Feel free to call me
anytime. I am available during normal business hours, as well as nights and weekends to answer any questions or concerns, you or your family members might have about your Reverse Mortgage.

I like to meet with my clients at their homes and do so 95% of the time.

I am not in a "Call Center" located across the country. I believe in offering my clients the personal attention they deserve.

My goal is to educate you about Reverse Mortgages and to make certain that
Your decision is the one that is right for You.


Facts About Reverse Mortgages

  • The borrower can pay off the reverse mortgage at anytime with out any prepayment penalties. The Borrower can sell the house or pay off the reverse mortgage with their own proceeds.
  • A borrower(s) can receive anywhere from 40% to 70% of the appraised value of the home depending on their age and interest rate.
  • A borrower(s) must be 62 years of age or older.
  • How much equity do I need to get a reverse mortgage? A borrower(s) would need between 30 to 60% equity in their homes depending on their age and interest rate.
  • Homes that qualify for a reverse mortgage would need to be properties that are homesteaded and are single-family homes, duplexes, Quadplexes, manufactured homes, and modular homes.

You can reach me directly at or 713-882-9799.