GFS Home Loans offering
personalized mortgage solutions, fast customized quotes, great rates & service with integrity.

Phone: (972) 9619401
Work Phone: (972) 961-9401
Cell Phone: (713) 882-9799
Fax Number: (972) 476-1181

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GFS Home Loans is a DBA of Right Start Mortgage, Inc.
NMLS ID 35960

GFS Home Loans and Providence Home Loans are DBAs of Right Start Mortgage, Inc., NMLS ID 35960. Visit nmlsconsumeraccess.org to view all state licenses and locations. Corporate location and additional disclosures: 80 S Lake Avenue, Suite 520, Pasadena, CA 91101. Phone 800 520 5626.

Right Start Mortgage, Inc. is licensed in multiple states including Alabama, Arizona, California, Colorado, Georgia, Mississippi, Nevada, Ohio, Oregon, Washington, and Kansas. Licensing is subject to state regulation and oversight. Some products may not be available in all states. This is not a commitment to lend. Equal Housing Lender.

This material is not provided by, nor approved by, the Department of Housing and Urban Development or the Federal Housing Administration. This information is not intended as legal, tax, or financial advice. Please consult a qualified attorney, accountant, or financial advisor regarding your individual situation.

Certain conditions may cause a reverse mortgage loan to mature and become due and payable. Borrowers must continue to pay property taxes and insurance and maintain the property in accordance with HUD standards to avoid default. Credit approval is subject to age requirements, minimum income guidelines, credit history, and property qualifications. Program rates, fees, terms, and conditions are subject to change and may not be available in all states.

Texas Recovery Fund Notice
Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and submit a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions are available at www.sml.texas.gov. A toll free consumer hotline is available at 1 877 276 5550.

The Department maintains a Recovery Fund to make payments for certain actual out of pocket damages sustained by borrowers due to acts of licensed residential mortgage loan originators. A written application for reimbursement must be filed with and investigated by the Department prior to payment of a claim. For more information, visit www.sml.texas.gov.

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Ken Andreas
GFS Home Loans